Editors Note: The My Aged Care system is also relevant to those who are aged over 65 and hence their disability needs will be served by the My Aged Care System rather than NDIS.
Christa Meek with her kids Andrew and Zoe. Photo: Penny Stephens
Having parents who can no longer live independently can be a difficult turning point.
It can be a really confronting time.
Moving homes is stressful at the best of times, let alone when the move involves an aged care facility – and when not everyone agrees that the move is necessary.
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Then there are awkward questions about funding aged care and what to do with the family home.
“It can be a really confronting time,” says Dominique Bergel-Grant of boutique financial adviser Leapfrog Financial.
It can also be complicated.
Statistically, the experts tell me, most of the responsibility for taking care of elderly parents tends to fall upon the eldest female in the family. Indeed, I found a reference to a study by Princeton University that found daughters step up twice as often as sons in the provision of elderly care, regardless of job status, childcare duties and other variables.
One of the first pieces of advice that planners offer is to avoid a last-minute panic about finding a suitable aged care place by getting ageing parents to look at the alternatives while they are still agile.
“Not everyone needs aged care. But it is a great idea to have a look around so you know what to expect,” says Martin Jones, senior business development manager at ipac Financial Care.
A little research will help to dispel some myths, too. Some aged care places…